the United States · updated September 2026
Best referral programs in the United States
91 brands running referral programs available to people in the US. Most referral rewards are lost not because the offer is bad, but because a condition was missed — a qualifying transaction, a deadline, a code entered too late. Each guide below spells those out.
No affiliate links, no paid placement. US referral round-ups are almost always affiliate-funded, and the ranking follows the commission. RefDuo is not: nothing here is sponsored, and the order does not depend on any commercial relationship. The reward comes from the brand, directly to you and the person who referred you.
Other markets: Australia · the United Kingdom · Ireland
Tech
| Brand | Reward | Referrers | Guide |
|---|---|---|---|
| $10 credit | 4 | Read → | |
| Enterprise bonus | 5 | — | |
| 6 months Premium free | 4 | — | |
| $20 credit | 4 | — | |
| 1 month Premium free | 4 | — | |
| 1 month Premium free | 4 | — | |
| 30 days Premium free | 4 | — | |
| $75 cloud credit | 4 | — | |
| Signup bonus | 4 | — | |
| 30 days free | 3 | — | |
| 1 month free | 3 | — | |
| 1 year Premium free | 3 | — | |
| 1 month Premium free | 3 | — | |
| $200 credit (60 days) | 3 | — | |
| 500 MB extra storage | 3 | — | |
| Pro plan discount | 3 | — | |
| 30 days free + 3 months bonus | 3 | — | |
| Signup bonus | 2 | — | |
| 20% off first order | 2 | — | |
| Welcome credit bonus | 2 | — | |
| $100 credit (60 days) | 2 | — | |
| 1 month Business free | 2 | — | |
| 1 month Team free | 2 | — | |
| Varies | 2 | — | |
| $50 cloud credit | 2 | — | |
| 30% off | 2 | — | |
| $100 credit | 2 | — | |
| 1 month Pro free | 2 | — | |
| 30 days free | — | — | |
| 30 extra days free | — | — |
Fintech
| Brand | Reward | Referrers | Guide |
|---|---|---|---|
| First transfer free | — | Read → | |
| $10 cashback | 4 | — | |
| 3 free transfers | 4 | — | |
| 3 free transfers | 4 | — | |
| $10 credit | 3 | — | |
| $1 cashback | 3 | — | |
| Varies | 3 | — | |
| $10 credit | 3 | — | |
| $5 cashback | 2 | — | |
| $10 bonus | 2 | — | |
| 0 fee on first transfer | 2 | — |
Delivery
| Brand | Reward | Referrers | Guide |
|---|---|---|---|
| $10 off first order | 4 | Read → | |
| $10 off | 5 | — | |
| $10 off first order | 4 | — | |
| $10 off first order | 3 | — | |
| $40 off first box | 3 | — | |
| $30 off first box | 3 | — | |
| $10 off | 2 | — | |
| Varies | 2 | — | |
| $10 off first order | 2 | — |
Shopping
| Brand | Reward | Referrers | Guide |
|---|---|---|---|
 Amazon | $5 gift card | 4 | — |
| $10 welcome bonus | 4 | — | |
| 20% off | 4 | — | |
| $15 credit | 4 | — | |
| Automatic cashback on purchases | 3 | — | |
| 10% off | 3 | — | |
| $5 credit | 3 | — | |
| $15 off | 2 | — | |
| $10 welcome bonus | 2 | — |
Crypto
Leisure
Travel
| Brand | Reward | Referrers | Guide |
|---|---|---|---|
| $40 travel credit | — | Read → | |
| $10 off | 4 | — | |
| $5 credit | 3 | — | |
| 7% discount | 2 | — | |
| $15 off | — | — |
Investing
| Brand | Reward | Referrers | Guide |
|---|---|---|---|
| Up to $1000 in IBKR stock | 3 | — | |
| $75 bonus | 2 | — | |
| 1 free stock (up to $200) | 2 | — | |
| 2 free stocks | 2 | — | |
| Variable bonus on activity | — | — |
Transport
Cashback & Rewards
| Brand | Reward | Referrers | Guide |
|---|---|---|---|
| $5 bonus | 5 | — | |
| $5 in SBs | 4 | — | |
| $10 welcome bonus | 3 | — |
Banking
Energy
| Brand | Reward | Referrers | Guide |
|---|---|---|---|
| $50 credit | 3 | — |
Insurance
| Brand | Reward | Referrers | Guide |
|---|---|---|---|
| $5 credit | 2 | — |
Telecom
| Brand | Reward | Referrers | Guide |
|---|---|---|---|
| $50 prepaid Mastercard | 2 | — |
Why referral rewards get missed
Across every program we have documented, the reward almost never fails because the offer was withdrawn. It fails on a condition: a qualifying transaction that never happened, a window measured in days rather than weeks, a code entered after sign-up when it had to be entered during, or an account created on a website when the program required the mobile app.
7 of the brands above have a full guide setting out exactly those conditions. Amounts are shown as the brand publishes them, and they change by country and by campaign — always confirm inside the app before counting on a figure.